Checking Accounts

Personal Free Checking
Feature	Requirement/Charge
Minimum Initial Deposit	$100.00
Monthly Service Charge	None
Statement Period	Monthly
Online Banking w/ Bill Pay	Free
Debit Card	Free
First Check Order (Stock Checks)	Free
Foreign ATM Fees	4 Free each statement cycle
Overdraft Charge (Per Item)	$25.00
Insufficient Funds Charge (Per Item)	$25.00
Stop Payment Fee	$15.00
Bonus Features: Unlimited Check Writing, Unlimited ATM/Debit Card Transactions, Overdraft Protection, Free Checks for Students

Business Free Checking
Feature	Requirement/Charge
Minimum Initial Deposit	$200.00
Minimum Balance Requirements	None
Monthly Service Charge	None
Statement Period	Monthly
Online Banking w/ Bill Pay	Free
Debit Card	Free
First Check Order	Free
Foreign ATM Fees	4 Free each statement cycle
Overdraft Charge (Per Item)	$25.00
Insufficient Funds Charge (Per Item)	$25.00
Stop Payment Fee	$15.00
Bonus Features: Unlimited Check Writing, Unlimited ATM/Debit Card Transactions, Overdraft Protection

NOW Checking Account
Feature	Requirement/Charge
Minimum Initial Deposit	$1000.00
Monthly Service Charge
Balances over $500	No Service Charge
Balances under $500	$10.00 @ month
Interest Bearing	Yes
Statement Period	Monthly
Debit Card	Free
Online Banking w/ Bill Pay	Free
First Check Order	Free
Foreign ATM Fees	4 Free each statement cycle
Overdraft Charge (Per Item)	$25.00
Insufficient Item Charge (Per Item)	$25.00
Stop Payment Fee	$15.00

Super NOW Checking Account
Feature	Requirement/Charge
Minimum Initial Deposit	$2500.00
Monthly Service Charge
Balances over $1000	No Service Charge
Balances under $1000	$10.00 @ month
Interest Bearing	Yes
Statement Period	Monthly
Debit Card	Free
Online Banking w/ Bill Pay	Free
First Check Order	Free
Foreign ATM Fees	4 Free each statement cycle
Overdraft Charge (Per Item)	$25.00
Insufficient Item Charge (Per Item)	$25.00
Stop Payment Fee	$15.00