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Statement of Conditions

ASSETS
  BALANCE ENDING
9/30/2008
BALANCE ENDING
9/30/2009
COMPARABLE
CHANGE
TOTAL CASH & DUE FROM BANKS $ 768,889 $ 1,336,671 $ 567,782
TOTAL LOANS & DISCOUNTS $ 23,386,842 $ 22,338,705 $ (1,048,137)
FEDERAL FUNDS SOLD $ 1,075,000 $ 1,650,000 $ 575,000
OTHER INVESTMENTS $ 5,281,275 $ 4,671,418 $ (609,857)
TOTAL INVESTMENTS $ 6,356,275 $ 6,321,418 $ (34,857)
TOTAL EARNING ASSETS $ 29,743,117 $ 28,660,123 $ (1,082,994)
TOTAL PROPERTY & EQUIPMENT $ 791,664 $ 745,285 $ (46,379)
TOTAL ACCRUED RECEIVABLES $ 301,221 $ 332,401 $ 31,180
TOTAL OTHER ASSETS $ 33,048 $ 67,264 $ 34,216
TOTAL NONCASH NONEARNING ASSETS $ 1,125,933 $ 1,144,950 $ 19,017
TOTAL ASSETS $ 31,637,939 $ 31,141,744 $ (496,195)
LIABILITIES
TOTAL SAVINGS ACCOUNTS $ 993,972 $ 1,103,429 $ 109,457
TOTAL CERTIFICATES OF DEPOSITS $ 18,372,017 $ 19,318,507 $ 946,490
TOTAL INTEREST BEARING DDA $ 2,660,806 $ 2,270,522 $ (390,284)
REGULAR CHECKING $ 2,025,312 $ 2,134,497 $ 109,185
OTHER NON-INTEREST BEARING DEPOSITS $ (52,299) $ 59,761 $ 112,060
TOTAL NON-INTEREST BEARING DEPOSIT $ 1,973,013 $ 2,194,258 $ 221,245
TOTAL DEPOSITS $ 23,999,808 $ 24,886,716 $ 886,908
TOTAL FHLB BORROWINGS $ 3,400,000 $ 1,650,000 $ (1,750,000)
TOTAL ACCRUED PAYABLES $ 74,029 $ 52,138 $ (21,891)
TOTAL OTHER LIABILITIES $ 172,787 $ 141,120 $ (31,667)
TOTAL LIABILITIES $ 27,572,595 $ 26,677,836 $ (894,759)
TOTAL LOAN LOSS RESERVES $ 530,838 $ 562,615 $ 31,777
COMMON STOCK $ 150,000 $ 150,000 $ n/a
SURPLUS $ 2,850,000 $ 2,850,000 $ n/a
MARKED TO MARKET SECURITIES AFS $ (2,900) $ 32,023 $ 34,923
TOTAL CAPITAL $ 2,997,100 $ 3,032,023 $ 34,923
TOTAL CAPITAL & RESERVES $ 3,527,938 $ 3,594,638 $ 66,700
RETAINED EARNINGS $ 103,927 $ 458,041 $ 354,114
CURRENT EARNINGS $ 448,652 $ 389,473 $ (59,179)
TOTAL UNDIVIDED PROFITS $ 552,579 $ 847,514 $ 294,935
TOTAL EQUITY $ 4,080,517 $ 4,442,152 $ 361,635
UNPOSTED ITEMS $ n/a $ 21,755 $ 21,755
TOTAL LIABILITIES & CAPITAL $ 31,653,112 $ 31,141,743 $ (511,369
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