Statement of Conditions

ASSETS
	BALANCE ENDING 6/30/2009		BALANCE ENDING 6/30/2010		COMPARABLE CHANGE
TOTAL CASH & DUE FROM BANKS	$	1,043,664	$	2,217,495	$	1,173,831
TOTAL LOANS & DISCOUNTS	$	22,664,049	$	22,547,723	$	(116,326)
FEDERAL FUNDS SOLD	$	1,675,000	$	250,000	$	(1,425,000)
OTHER INVESTMENTS	$	4,770,611	$	4,170,303	$	(600,308)
TOTAL INVESTMENTS	$	6,445,611	$	4,420,303	$	(2,025,308)
TOTAL EARNING ASSETS	$	29,109,660	$	26,968,026	$	(2,141,634)
TOTAL PROPERTY & EQUIPMENT	$	747,848	$	708,609	$	(39,239)
TOTAL ACCRUED RECEIVABLES	$	312,391	$	220,119	$	(92,272)
TOTAL OTHER ASSETS	$	70,570	$	134,457	$	63,887
TOTAL NONCASH NONEARNING ASSETS	$	1,130,809	$	1,063,185	$	(67,624)
TOTAL ASSETS	$	31,284,133	$	30,248,706	$	(1,035,427)
LIABILITIES
TOTAL SAVINGS ACCOUNTS	$	1,109,183	$	1,234,416	$	125,233
TOTAL CERTIFICATES OF DEPOSITS	$	19,582,208	$	17,739,503	$	(1,842,705)
TOTAL INTEREST BEARING DDA	$	2,094,499	$	2,401,702	$	307,203
REGULAR CHECKING	$	2,280,039	$	2,159,423	$	(120,616)
OTHER NON-INTEREST BEARING DEPOSITS	$	164,699	$	99,929	$	(64,770)
TOTAL NON-INTEREST BEARING DEPOSIT	$	2,444,738	$	2,259,352	$	(185,386)
TOTAL DEPOSITS	$	25,230,628	$	23,634,973	$	(1,595,655)
TOTAL FHLB BORROWINGS	$	1,650,000	$	2,150,000	$	500,000
TOTAL ACCRUED PAYABLES	$	52,902	$	35,318	$	(17,584)
TOTAL OTHER LIABILITIES	$	152,652	$	117,361	$	(35,291)
TOTAL LIABILITIES	$	27,033,280	$	25,902,334	$	(1,130,946)
TOTAL LOAN LOSS RESERVES	$	527,104	$	358,761	$	(168,343)
COMMON STOCK	$	150,000	$	150,000	$
SURPLUS	$	2,850,000	$	2,850,000	$
MARKED TO MARKET SECURITIES AFS	$	(2,685)	$	12,439	$	15,124
TOTAL CAPITAL	$	2,997,315	$	3,012,439	$	15,124
TOTAL CAPITAL & RESERVES	$	3,524,419	$	3,371,200	$	(153,219)
RETAINED EARNINGS	$	458,041	$	744,259	$	286,218
CURRENT EARNINGS	$	268,393	$	230,867	$	(37,526)
TOTAL UNDIVIDED PROFITS	$	726,434	$	975,126	$	248,692
TOTAL EQUITY	$	4,250,853	$	4,346,326	$	95,473
UNPOSTED ITEMS	$	-	$	46	$
TOTAL LIABILITIES & CAPITAL	$	31,284,133	$	30,248,706	$	(1,035,427)