Statement of Conditions

ASSETS
	BALANCE ENDING 9/30/2008		BALANCE ENDING 9/30/2009		COMPARABLE CHANGE
TOTAL CASH & DUE FROM BANKS	$	768,889	$	1,336,671	$	567,782
TOTAL LOANS & DISCOUNTS	$	23,386,842	$	22,338,705	$	(1,048,137)
FEDERAL FUNDS SOLD	$	1,075,000	$	1,650,000	$	575,000
OTHER INVESTMENTS	$	5,281,275	$	4,671,418	$	(609,857)
TOTAL INVESTMENTS	$	6,356,275	$	6,321,418	$	(34,857)
TOTAL EARNING ASSETS	$	29,743,117	$	28,660,123	$	(1,082,994)
TOTAL PROPERTY & EQUIPMENT	$	791,664	$	745,285	$	(46,379)
TOTAL ACCRUED RECEIVABLES	$	301,221	$	332,401	$	31,180
TOTAL OTHER ASSETS	$	33,048	$	67,264	$	34,216
TOTAL NONCASH NONEARNING ASSETS	$	1,125,933	$	1,144,950	$	19,017
TOTAL ASSETS	$	31,637,939	$	31,141,744	$	(496,195)
LIABILITIES
TOTAL SAVINGS ACCOUNTS	$	993,972	$	1,103,429	$	109,457
TOTAL CERTIFICATES OF DEPOSITS	$	18,372,017	$	19,318,507	$	946,490
TOTAL INTEREST BEARING DDA	$	2,660,806	$	2,270,522	$	(390,284)
REGULAR CHECKING	$	2,025,312	$	2,134,497	$	109,185
OTHER NON-INTEREST BEARING DEPOSITS	$	(52,299)	$	59,761	$	112,060
TOTAL NON-INTEREST BEARING DEPOSIT	$	1,973,013	$	2,194,258	$	221,245
TOTAL DEPOSITS	$	23,999,808	$	24,886,716	$	886,908
TOTAL FHLB BORROWINGS	$	3,400,000	$	1,650,000	$	(1,750,000)
TOTAL ACCRUED PAYABLES	$	74,029	$	52,138	$	(21,891)
TOTAL OTHER LIABILITIES	$	172,787	$	141,120	$	(31,667)
TOTAL LIABILITIES	$	27,572,595	$	26,677,836	$	(894,759)
TOTAL LOAN LOSS RESERVES	$	530,838	$	562,615	$	31,777
COMMON STOCK	$	150,000	$	150,000	$	n/a
SURPLUS	$	2,850,000	$	2,850,000	$	n/a
MARKED TO MARKET SECURITIES AFS	$	(2,900)	$	32,023	$	34,923
TOTAL CAPITAL	$	2,997,100	$	3,032,023	$	34,923
TOTAL CAPITAL & RESERVES	$	3,527,938	$	3,594,638	$	66,700
RETAINED EARNINGS	$	103,927	$	458,041	$	354,114
CURRENT EARNINGS	$	448,652	$	389,473	$	(59,179)
TOTAL UNDIVIDED PROFITS	$	552,579	$	847,514	$	294,935
TOTAL EQUITY	$	4,080,517	$	4,442,152	$	361,635
UNPOSTED ITEMS	$	n/a	$	21,755	$	21,755
TOTAL LIABILITIES & CAPITAL	$	31,653,112	$	31,141,743	$	(511,369